Ground Up Construction Loan Program

Ground Up Loans*

Legal Disclaimer

*Rates, terms, and conditions are applicable only to qualified borrowers based on our current guidelines, property factors, and geographic location. These are subject to change without prior notice. This is a non-binding expression of interest and does not constitute a legally binding commitment or obligation by PIA Capital or its affiliates. All offers are subject to our credit, legal, and investment approval processes. Rates and terms are as of 06-11-2025.

frequently asked questions

The eligibility for a ground up construction loan is determined by the borrower's experience, credit score, as well as plans and permits.

The eligibility for a ground up construction loan is determined by the borrower's experience and credit score, as well as plans and permits.

The inspection process involves verifying that the work is 100% complete as per the agreed-upon draw schedule. An inspection showing satisfactory completion is required for approval.

The repayment terms entail making interest-only payments every month.

To receive draws, one must have approved plans and permits, as these documents are necessary and required contingencies.

Processing funds typically takes 7-10 business days, subject to approval of the appraisal, title work, and other necessary documentation.